Hybrid SUV with comfortable seating for 4+ and enough room that Pete and Trista could sleep in it

Credit Ratings as of 10/20/22 - Pete Experian 808, FICO 762, Trista 680, FICO 780

PreQual Meeting with BoA 10/21

• $50k
• Interest rate
• Will transferring most of money in account to Vanguard affect loan or pre-qual?

Trista Criteria

• Good in snow
• Not a boat, able to park at Giant Eagle and drive on narrow Pittsburgh bridges
• 4 or 5 comfortable seats, maybe a couple extra emergency seats 

• Car Help Corner Top Ten
• Forbes Best 2021 

https://cars.usnews.com/cars-trucks/hyundai/tucson-hybrid

Hyundai Tucson Hybrid

Best in Snow

• Hyundai Tucson ($24,950) 4-seats - Fully redesigned for 2022, the compact Hyundai Tucson crossover SUV comes wrapped in dynamic new exterior styling, with a sophisticated looking and rich feeling interior. The Tucson rides and handles nicely, and packs a 187-horsepower 2.5-liter four-cylinder engine that’s mated to an eight-speed automatic transmission. It’s also offered in fuel-sipping hybrid and plug-in hybrid versions. The Tucson’s available HTRAC all-wheel drive system splits engine power between the front and rear axles on a variable basis; it comes with a selectable Sport mode that channels additional power to the rear wheels for a more agile feel. It has a ground clearance of 8.3 inches with AWD.
• Honda CR-V ($25,750) - The compact Honda CR-V crossover SUV does just about everything right, including treating occupants to a spacious and upscale interior with plenty of cargo room. A turbocharged 1.5-liter four-cylinder engine delivers 190-horsepower, and it’s mated to a gearless continuously variable transmission. A Hybrid version is also available with more-frugal fuel economy. Honda’s available Real-Time All-Wheel Drive system is front-biased, with the ability to shift nearly all of the engine’s torque to the rear wheels as needed to maintain traction. It includes selectable modes for driving in snow, mud, and sand. The CR-V’s ground clearance is at a generous 8.2 inches with AWD.
• Toyota RAV4 ($26,350) - Also available in hybrid and plug-in hybrid models, the Toyota RAV4 compact crossover delivers a refined ride with a spacious cabin and many advanced safety features standard. A 2.5-liter four-cylinder gasoline engine outputs a peppy 203 horsepower, with all-wheel drive optional and a Hybrid-powered model available. The RAV4’s basic AWD system can automatically disengage and re-engage AWD as needed to optimize fuel economy. An available Dynamic Torque Vectoring All-Wheel Drive with Rear Driveline Disconnect can direct torque to individual rear wheels as needed to maintain traction. The Adventure and TRD Off-Road trims feature an 8.6-inch ground clearance, with the latter including a specific suspension and 18-inch matte-black alloy wheels with all-terrain tires. 
• Volvo XC40 -  $33,700 - For a little foul-weather flare at a price point that won't break the bank, consider the 2021 Volvo XC40. This luxury subcompact SUV's all-wheel-drive system makes traversing slippery roads an easy matter. The standard 187-horsepower engine is solid, and you can upgrade any model to the more potent 248-horsepower T5 motor with all-wheel drive for just $2,000. Handling isn't especially sporty, but it is steady and smooth. Plus, there's little body lean through turns. The XC40's attractive, understated cabin is nicely loaded with standard tech and comfort features. Also, all XC40s come with a long list of active safety features like rain-sensing windshield wipers and blind spot monitoring. These can help you see more clearly and be more aware of what's around you, which is very handy when the skies turn cloudy and precipitation begins falling. 
• Subaru Forester  ($25,195) - The compact Subaru Forester comes standard with the automaker’s Symmetrical All-Wheel Drive, system that not only sends power to all wheels simultaneously, it’s actively distributed to the wheels having the most traction over slippery surfaces. The Forester also has a tall 8.7 inches of ground clearance, which grows to 9.2 inches in the new Wilderness trim, which also comes with all-terrain tires. All versions but the base Forester also come with hill descent control and X-Mode traction enhancement to give it added prowess over slick surfaces. It comes powered by a 2.5-liter 182-horsepower four-cylinder “boxer” engine. 
• 2022 Subaru Ascent - $32,295 - one of the few midsize SUVs with standard all-wheel drive, and it has 8.7 inches of ground clearance to ease travel through wintry conditions. Traction control and hill descent control give the driver added confidence, even when the snow really starts coming down. The cabin is made of good-quality materials that are easy to clean, so snow boots and coats are no problem. Trunk space is among the best in the class, and the third row can seat adults comfortably. The Ascent also comes standard with a laundry list of active safety features and a solid infotainment system.
• Toyota Highlander - Spacious, standard 3
• Toyota Venza - Less space, 40mpg, reliable,
•